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I came to residential Real Estate just a bit under 10 years ago, after having been very successful in other ventures...I've been a senior excutive with 2 public companies, an art publisher, I've owned a small TV station, I've been an apparel designer...and have been befriended by International acknowledged Artists like LeRoy Neiman, Erte, Yaccov Agam, Lebadang, and Leonardo Nierman...I've made presentations to Captains of Industry like Steve Wynn, Merv Griffin, and former Air Force Chief of Staff General McPeak. So I've seen and done alot...and today, after a serious health challenge, I'm a Realtor on Chicago's North Shore, but upon reflection, but Real Estate may well be the most rewarding of all of my endeavors, except for being a Grandfather to 2 beautiful children. Professionally, I thrive upon 'HELPING MAKE DREAMS COME TRUE'.

Monday, August 16, 2010

46 smart uses for salt

By Melissa Breyer
More from Care2 Green Living blog


How many ways can you use salt? According to the Salt Institute, about 14,000! The salt website has tons of handy tips for using salt around the house, and the best of the bunch -- plus my additions -- are listed below.


I can't think of another more versatile mineral. Salt is the most common and readily available nonmetallic mineral in the world. In fact, the supply of salt is inexhaustible.


For thousands of years, salt (sodium chloride) has been used to preserve food and for cleaning, and people have continued to rely on it for all kinds of nifty tricks.

So with its nontoxic friendliness and status as an endlessly abundant resource, let's swap out some toxic solutions for ample, innocuous, and inexpensive salt.

There are a number of forms of salt produced for consumption (and by default, housekeeping!): unrefined salt (such as sea salt), refined salt (table salt), and iodized salt. Kosher salt is sodium chloride processed to have flat crystals. And in case you're wondering, Epsom salt is an entirely different stuff: magnesium sulfate to be exact (which is a salt that I consider to be, essentially, miraculous).

Here are just a few of the many ways you can put salt to good use in your home:



In the Kitchen

Aside from all of the alchemy that salt performs in terms of baking chemistry and food flavor, salt has a number of other great applications in the kitchen.

Test egg freshness.
Put two teaspoons of salt in a cup of water and place an egg in it -- a fresh egg will sink, an older egg will float. Because the air cell in an egg increases as it ages, an older egg is more buoyant. This doesn't mean a floating egg is rotten, just more mature. Crack the egg into a bowl and examine it for any funky odor or appearance -- if it's rotten, your nose will tell you. (Bonus fact: if you have hard-boiled eggs that are difficult to peel, that means they are fresh!)

Set poached eggs.
Because salt increases the temperature of boiling water, it helps to set the whites more quickly when eggs are dropped into the water for poaching.

Prevent fruits from browning.
Most of us use lemon or vinegar to stop peeled apples and pears from browning, but you can also drop them in lightly salted water to help them keep their color.

Shell nuts more easily.
Soak pecans and walnuts in salt water for several hours before shelling to make it easier to remove the meat.

Prevent cake icing crystals.
A little salt added to cake icings prevents them from sugaring.

Remove odors from hands.
Oniony-garlicy fingers? I like soap and water, then rubbing them on anything made of stainless steel (it really works), but you can also rub your fingers with a salt and vinegar combo.

Reach high peaks.
Add a tiny pinch of salt when beating egg whites or whipping cream for quicker, higher peaks.

Extend cheese life.
Prevent mold on cheese by wrapping it in a cloth moistened with saltwater before refrigerating.

Save the bottom of your oven.
If a pie or casserole bubbles over in the oven, put a handful of salt on top of the spill. It won't smoke and smell, and it will bake into a crust that makes the baked-on mess much easier to clean when it has cooled.





Personal Care

Extend toothbrush life.
Soak toothbrushes in salt water before your first use; they'll last longer.

Clean teeth.
Use one part fine salt to two parts baking soda -- dip your toothbrush in the mix and brush as usual. You can also use the same mix dissolved in water for orthodontic appliances.

Rinse your mouth.
Mix equal parts salt and baking soda in water for a fresh and deodorizing mouth rinse.

Ease mouth problems.

For cankers, abscesses, and other mouth sores, rinse your mouth with a weak solution of warm saltwater several times a day.

Relieve bee-sting pain.

Ouch? Immediately dampen area and pack on a small pile of salt to reduce pain and swelling. More bee-sting tips here.

Treat mosquito bites.
A saltwater soak can do wonders for that special mosquito-bite itch -- a poultice of salt mixed with olive oil can help too.

Treat poison ivy.
Same method as for treating mosquito bites. (Salt doesn't seem to distinguish between itches.)

Have an exfoliating massage.
After bathing and while still wet give yourself a massage with dry salt. It freshens skin and boosts circulation.

Ease throat pain.
Mix salt and warm water, gargle to relieve a sore throat.



Around the House

Deter ants.
Sprinkle salt at doorways, window sills, and anywhere else ants sneak into your house. Ants don't like to walk on salt.

Extinguish grease fires.
Keep a box of salt near your stove and oven, and if a grease fire flares up, douse the flames with salt. (Never use water on grease fires; it will splatter the burning grease.) When salt is applied to fire, it acts like a heat sink and dissipates the heat from the fire -- it also forms an oxygen-excluding crust to smother the fire.

Drip-proof candles.
If you soak new candles in a strong salt solution for a few hours, then dry them well, they will not drip as much when you burn them.

Keep cut flowers fresh.
A dash of salt added to the water in a flower vase will keep cut flowers fresh longer. (You can also try an aspirin or a dash of sugar for the same effect.)

Arrange artificial flowers.
Artificial flowers can be held in place by pouring salt into the vase, adding a little cold water and then arranging the flowers. The salt become solid as it dries and holds the flowers in place.

Make play dough.
Use 1 cup flour, 1/2 cup salt, 1 cup water, 2 tablespoons oil, and 2 tablespoons cream of tartar. Stir together flour, cream of tartar, salt, and oil, and slowly add water. Cook over medium heat stirring frequently until dough becomes stiff. Spread onto wax paper and let cool. Knead the dough with your hands until it reaches a good dough consistency. (Read about juice dyes here.)

Repair walls.
To fill nail holes, fix chips or other small dings in white sheet-rock or plaster walls, mix 2 tablespoons salt and 2 tablespoons cornstarch, then add enough water (about 5 teaspoons) to make a thick paste. Use the paste to fill the holes.

Deter patio weeds.
If weeds or grass grow between bricks or blocks in your patio, sidewalk, or driveway, carefully spread salt between the cracks, then sprinkle with water or wait for rain to wet it down.

Kill poison ivy.
Mix three pounds of salt with a gallon of soapy water (use a gentle dish soap) and apply to leaves and stems with a sprayer, avoiding any plant life that you want to keep.

De-ice sidewalks and driveways.
One of the oldest tricks in the book! Lightly sprinkle rock salt on walks and driveways to keep snow and ice from bonding to the pavement and allow for easier shoveling/scraping. But don't overdo it; use the salt sensibly to avoid damage to plants and paws.

Tame a wild barbecue.
Toss a bit of salt on flames from food dripping in barbecue grills to reduce the flames and calm the smoke without cooling the coals (like water does).



Cleaning
Salt works as an effective yet gentle scouring agent. Salt also serves as a catalyst for other ingredients, such as vinegar, to boost cleaning and deodorizing action. For a basic soft scrub, make a paste with lots of salt, baking soda and dish soap and use on appliances, enamel, porcelain, etc.

Clean sink drains.
Pour salt mixed with hot water down the kitchen sink regularly to deodorize and keep grease from building up.


Remove water rings.

Gently rub a thin paste of salt and vegetable oil on the white marks caused by beverage glasses and hot dishes on wooden tables.

Clean greasy pans.
Cast-iron skillets can be cleaned with a good sprinkling of salt and paper towels.

Clean stained cups.
Mix salt with a dab of dish soap to make a soft scrub for stubborn coffee and tea stains.

Clean refrigerators.

A mix of salt and soda water can be used to wipe out and deodorize the inside of your refrigerator, a nice way to keep chemical-y cleaners away from your food.

Clean brass or copper.
Mix equal parts of salt, flour, and vinegar to make a paste, and rub the paste on the metal. After letting it sit for an hour, clean with a soft cloth or brush and buff with a dry cloth.

Clean rust.
Mix salt and cream of tartar with just enough water to make a paste. Rub on rust, let dry, brush off and buff with a dry, soft cloth. You can also use the same method with a mix of salt and lemon.

Clean a glass coffee pot.
Every diner waitress' favorite tip: add salt and ice cubes to a coffee pot, swirl around vigorously, and rinse. The salt scours the bottom, and the ice helps to agitate it more for a better scrub.







Laundry

Attack wine spills.
If a tipsy guest tips wine on your cotton or linen tablecloth, blot up as much as possible and immediately cover the wine with a pile of salt, which will help pull the remaining wine away form the fiber. After dinner, soak the tablecloth in cold water for 30 minutes before laundering. (Also works on clothing.)

Quell oversudsing.
Since, of course, we are all very careful in how much detergent we use in our laundry, we never have too many suds. But if someone overfills ... you can eliminate excess suds with a sprinkle of salt.

Dry clothes in the winter.
Use salt in the final laundry rinse to prevent clothes from freezing if you use an outdoor clothes line in the winter.

Brighten colors.
Wash colored curtains or washable fiber rugs in a saltwater solution to brighten the colors. Brighten faded rugs and carpets by rubbing them briskly with a cloth that has been dipped in a strong saltwater solution and wrung out.

Remove perspiration stains.
Add four tablespoons of salt to one quart of hot water and sponge the fabric with the solution until stains fade.

Remove blood stains.
Soak the stained cloth in cold saltwater, then launder in warm, soapy water and boil after the wash. (Use only on cotton, linen, or other natural fibers that can take high heat.)

Tackle mildew or rust stains.
Moisten stained spots with a mixture of lemon juice and salt, then spread the item in the sun for bleaching -- then rinse and dry.

Clean a gunky iron bottom.
Sprinkle a little salt on a piece of paper and run the hot iron over it to remove rough, sticky spots.

Set color.
Salt is used commonly in the textile industry, but works at home too. If a dye isn't colorfast, soak the garment for an hour in 1/2 gallon of water to which you've added 1/2 cup vinegar and 1/2 cup salt, then rinse. If rinse water has any color in it, repeat. Use only on single-colored fabric or madras. If the item is multicolored, dry-clean it to avoid running all of the colors together.

Monday, August 9, 2010

Wok-Seared Scallops with Tangerine Sauce

Ingredients

1 teaspoon cornstarch
Salt
1 pound sea scallops
3 tablespoons tangerine juice, plus 1 tablespoon minced tangerine zest
1 tablespoon hoisin sauce
1 tablespoon red wine vinegar
1 tablespoon soy sauce
1 teaspoon dark brown sugar
1 teaspoon chile-garlic paste
1 large garlic clove, very finely chopped
1 teaspoon very finely chopped fresh ginger
3 tablespoons vegetable oil
1 medium zucchini, halved lengthwise and thinly sliced crosswise on the diagonal
1 medium yellow squash, halved lengthwise and thinly sliced crosswise on the diagonal
1 small carrot, thinly sliced on the diagonal
4 water chestnuts, finely chopped (optional)

Directions

1. In a large bowl, mix the cornstarch with 1/2 teaspoon of salt. Add the scallops and toss to coat.

2. In a small bowl, mix the tangerine juice with the hoisin sauce, vinegar, soy sauce, brown sugar and chile-garlic paste. In another small bowl, combine the tangerine zest with the chopped garlic and ginger.
In a wok, heat 1 1/2 tablespoons of the oil over high heat until smoking. Add the scallops in a single layer and cook without stirring until they are golden on the bottom, about 3 minutes. Turn and cook until the scallops are firm, about 1 1/2 minutes longer. Transfer the scallops to a plate.

3. Add the remaining 1 1/2 tablespoons of oil to the wok along with the tangerine zest mixture and cook until fragrant, about 30 seconds. Add the zucchini, squash, carrot and water chestnuts and cook until the vegetables are crisp-tender, about 4 minutes. Stir the tangerine sauce and add it to the wok. Cook the sauce until slightly thickened, about 30 seconds. Return the scallops to the wok, stirring just until heated through, and serve.

Friday, July 30, 2010

Rare zedonk born at US wildlife reserve

30 July 2010 Last updated at 06:51 ET Help
A wildlife reserve in the US has a new star attraction after a donkey there gave birth to a foal with stripy legs.



The zedonk, named Pippi Longstocking, is a rare cross between a zebra and a donkey. She is said to be in good health and have bonded well with her mother

The owners of the Chestatee Reserve in Georgia keep the breeds the same enclosure, but said it was the first time that they had ever mated.

Lowest Mortgage Rates of 2010 Reported – Lenders Bank of America and Wells Fargo Look to Finish Week Positive

Wells Fargo and Bank of America are two of the biggest mortgage lenders in the country and they have had their troubles in the last several years as has been documented. That being said, we are currently seeing the lowest mortgage rates of 2010 reported today as Zillow.com is reporting 30 year fixed mortgage rates around 4.35% and 15 year fixed mortgage rates around 3.85%. This is great news for both lenders and borrowers.

Lenders will benefit by gaining new customers each and every day even though the new home sales number continues to struggle. When Americans see statistics showing that mortgage rates are at an all time low it will likely be the case that they at least consider a home purchase. With mortgage interest rates so low borrowers benefit by saving a large amount of money on interest over time.

Bank of America and Wells Fargo have had an interesting week of trading on the NYSE but each of these financial giants are looking to end the week on a positive note. For the week, Wells Fargo (WFC) is up .98% while Bank of America (BAC) is up 2.11% going into the open of the market on Friday.

Author: Jeremy North

Monday, July 26, 2010

New Study Shows Time Spent Sitting Could Shorten Life

(RTTNews) - A new report published in the current edition of the American Journal of Epidemiology suggests that those who spend more time sitting down may die earlier.

After a 14-year study, researchers from the American Cancer Society have found that those who spend six or more hours of their leisure time sitting down are likely to die earlier than those who sit for three hours or less.

For the study, Dr. Alpa V. Patel followed 53,440 men and 69,776 women across America between the ages of 50-74. Patel and his team found that sitting for six or more hours a day causes an increased death rate of 40 percent for women and 20 percent for men.

For the least active adults, the chance of death increased to 94 percent in women and 48 percent in men.

"It is beneficial to encourage sedentary individuals to stand up and walk around as well as to reach optimal levels of physical activity," Patel tells WebMD.

New home sales rise.....The Wall Street Journal

Sales of new, single-family houses in June rose 23.6 percent from May, though new home sales nationally were down 16.7 percent from a year ago.

The Commerce Department also reports the supply of new homes on the market represented 7.6 months worth of inventory, down from 9.6 months in May.

Sales rose in three of the nation's four regions.

In the South, which includes Virginia, Maryland and D.C., new home sales rose 33.1 percent from May. Sales in the South were down 6.1 percent from a year earlier.

The year-over-year decline in the South was the smallest annual decline among regions.

The report comes a week after Reston-based home builder NVR reported a surge in sales in the second quarter as buyers raced to beat the June 30 deadline to settle in order to qualify for the homebuyer tax credit.

NVR (NYSE: NVR) also reported new orders declined 6 percent during the second quarter, and its backlog of homes sold but not settled was down 16 percent from a year ago.



Read more: New home sales rise - Washington Business Journal

Friday, July 16, 2010

4 tips to protect you from ATM thieves... yahoo finance

ATMs are under siege more than ever from skimming. Skimming, where ATM thieves steal your PIN and account number using remote devices, is increasing dramatically. Often done by sophisticated crime rings from the Eastern bloc countries, ATM skimming is becoming a high-tech art that's hard to detect.

That's bad news for consumers. Experts say that losses from skimming are approaching $1 billion. Nearly one in five fraud victims reported having their credit card PIN or debit card ATM PIN information stolen in 2009, according to Javelin Strategy & Research. And Robert Vamosi, an analyst handling risk, fraud and security at Javelin, sees ATM skimming continuing to rise this year and next.

"Consumers aren't aware of ATM tampering," he says. "ATMs have 40 years of trust."

Skimming isn't new. It's been around for at least 10 years. What has changed is that the "technology of the bad guy is getting better and better every year," says Robert Siciliano, a security expert based in Boston. "It's up to consumers to watch their own backs."

Typically, ATM thieves use two devices to capture your PIN and card data. One device sits near where you swipe your card and reads the magnetic stripe on your card with your account number. Even more confusing, the device mimics the card slot. "The technology has evolved to a point where the molded plastic fits like it belongs there," says Siciliano. Devices are even readily available over the Internet for as little as $300.

A camera, hidden from view, captures the PIN. "You can get the data in real time," says Siciliano. "You can be in your car with a laptop remotely accessing the device."

Thieves then burn the data onto a blank card to access your money.

U.S. Secret Service spokesman Max Milien wants consumers to be warned. "The public is notified after an event," he says. And don't take bank security for granted. Fraud can occur at any bank in any part of the country. Thieves are even sending out false text alerts to get consumer data.

Banks, they say, are slow to adopt anti-skimming measures. When Javelin surveyed 25 banks, four stood out, though, for their anti-theft measures. They are Bank of America, Chase, Citibank and Wells Fargo.

Experts add that debit card users are most at risk. Typically, consumers must report fraudulent charges within two days, limiting your liability to $50. If you report ATM skimming fraud within 60 days, you're liable for the first $500 of any transaction. Siciliano adds that thieves carefully orchestrate ATM withdrawals, maxing out cash withdrawals one day and waiting until after midnight for the next stash, which quickly adds up.

Here are four tips to help you protect your account.

1. Cover your password with your hand

Hidden cameras are disguised so they can pick up your password. By protecting it, ATM thieves can't access your account.

2. Use familiar ATMs and limit your visits

ATMs in dimly lighted spots or used late at night could be more susceptible to fraud, while ATMs under video surveillance can be safer. Stay away from ATMs at retail stores or restaurants, adds Siciliano. Recently, skimming devices were found on ATMs in a popular grocery store in central Florida. Airports, convenience stores or kiosks are equally vulnerable to ATM thieves. Still, even highly trafficked ATMs outside a bank branch have been targeted by thieves.

Also, try to limit your visits to the ATM. "With frequency, there's risk," says Siciliano.

3. Check bank balances frequently

Given the two-day window for reporting fraud, it pays to check your account frequently. If you don't report fraud within 60 days, you have unlimited liability. "Sign up for alerts and notice unusual withdrawals," says Vamosi.

With credit cards there are more protections in place, and you can dispute charges."You have at least a billing cycle," says Siciliano.

4. Observe the ATM

Vamosi cautions consumers to look at an ATM to make sure a card slot is "legitimate and not tacked on." Look for things that strike you, he says. "Some people have felt that when they inserted their card, something went awry," he says. In that case, try another ATM.

When protecting your account against ATM thieves, "it's all about awareness, paying attention and understanding risks," says Sicilano. "There are 400,000 ATMs and every one of them is susceptible to fraud. The speed and convenience of technology has replaced the security of technology."